The Problem
The cost of living is rising everywhere. Housing, healthcare, education, and essentials place an immense burden on younger generations and lower-income households. Wages haven't kept pace. Traditional economic frameworks are increasingly misaligned with the realities of a dynamic global economy.
Meanwhile, the tools of wealth creation — algorithmic trading, institutional-grade strategies, diversified multi-asset portfolios — remain locked behind high minimums, complex software, and expensive subscriptions built for people who are already wealthy.
The question that started this project: What if the same technology that generates institutional returns could be made accessible to anyone — regardless of their starting capital?
"There's enough for everyone — not through redistribution, but through generation. Not top-down, but ground-up."
Decentralised UBI from the Ground Up
Traditional Universal Basic Income requires government policy, taxation, political will, and top-down infrastructure. It depends on national borders and institutional capacity. For billions of people, it may never arrive.
Satis Omnibus offers a different path: individuals generate their own UBI-level income through algorithmic trading, using their own broker account, on their own terms. No central authority holds your funds. No institution decides if you qualify.
| Property | Traditional UBI | Satis Omnibus Model |
|---|---|---|
| Funding source | Taxation / government budget | Market returns (any asset class) |
| Custody of funds | Central authority | Individual (your own broker account) |
| Infrastructure | Government systems | Your computer + the algorithm |
| Dependency | Political will | Market liquidity |
| Geographic limit | National borders | None — anyone with internet |
| Startup cost | N/A (recipient) | Free to start, then from $29/month + any broker balance |
| Scaling model | Top-down policy | Peer-to-peer — teach, replicate |
No competition between participants. Unlike managed funds where more participants dilute returns, each Satis Omnibus user operates independently on their own broker account. Exchanges process billions in daily volume — thousands of people using the algorithm do not compete with each other.
Two Paths, One Destination
The vision operates on two complementary tracks. Both reinforce each other — progress on one accelerates the other.
Institutional Path
National-scale deployment through regulated financial platforms, strategic reserve management, and blockchain-backed infrastructure. Generates yields to fund social programs at scale. This is the long-term vision — the infrastructure that can power UBI for entire populations.
Individual Path (This App)
You don't have to wait. Connect your own broker, let the algorithm trade across crypto, stocks, forex, and commodities — and start generating income today. The same engine, the same strategy, the same edge. This is the ground-up approach — decentralised income, one person at a time.
Asset-Agnostic by Design
The algorithm doesn't care what it trades. The same core logic — EMA trend analysis, RSI momentum, MACD confluence, Bollinger Band structure, Gaussian Channel positioning, and Stochastic RSI timing — works on any asset with price data and sufficient liquidity.
This is a deliberate design principle. The engine currently scans 678 instruments across 6 asset classes on 3 timeframes (4-hour, Daily, and Weekly) — giving you short-term momentum, medium-term trend, and long-term structural context:
- Cryptocurrency — 50 tokens including BTC, ETH, SOL, XRP, DOGE, ADA, AVAX, LINK, DOT, and more. XRP/RLUSD trades directly on the XRPL decentralized exchange — fully on-chain, no middleman, settled in seconds using Ripple's regulated USD stablecoin.
- S&P 500 Shares — All 500 US large-cap constituents
- NZX Shares — 21 New Zealand blue chips
- ASX Shares — BHP, CBA, CSL
- ETFs — SPY, QQQ, VOO, sector SPDRs, bond and commodity ETFs
- Commodities — Gold, Silver, Platinum, Oil, Natural Gas, Wheat, Copper, Cattle
- Forex — Major and cross currency pairs
- Indices — S&P 500, ASX 200, FTSE, DAX, NASDAQ, Dow Jones, Nikkei, Hang Seng
One engine, infinite markets. Any asset class added becomes immediately available to every user. The strategy doesn't need to be rebuilt — it adapts automatically.
Start With Whatever You Have
You can connect a broker account of any size — but account size changes how the strategy actually behaves, not just how fast it grows. The exposure caps that protect your capital are percentage-based, so a smaller account gets fewer, smaller concurrent positions rather than the full diversified spread the scanner is built for.
No specific income level, growth rate, or timeline is guaranteed at any account size. Backtested performance is historical, not predictive, and this strategy has real drawdown risk — roughly half of its trades close at a stop-loss. Larger accounts get closer to the diversified, as-designed behavior of the strategy; they don't get a different edge, but they do get to actually use the one being backtested.
Compounding Calculator (Hypothetical)
This calculator projects compounding growth at a monthly return rate you choose — it does not predict what your account will actually do. Use it to understand the mechanics of compounding and withdrawals, not as a forecast.
What the "5%/month" default is based on, and why it's not a forecast
The 5%/month rate in the table below is an illustrative default for the projection maths — not a forecast, and not what any strategy promises. Our validated strategies are risk-adjusted edges, not monthly-return machines: index+trend blend Sharpe ~1.7, trend sleeve ~1.4, crypto BTC regime-timing ~1.1, all tested walk-forward + out-of-sample and currently proving live in paper. (An earlier "+128% backtest" figure was retired — it was a per-instrument artifact, not a tradeable portfolio.) Real returns are lumpy: some months lose, drawdowns happen (the blend's is ~17%), and a fixed monthly rate is a smoothing assumption real trading never delivers. Treat the table as arithmetic to explore — set the rate to your own conservative estimate.
| Starting Balance | Conservative (3%/mo) | Backtest Avg (5%/mo) | Optimistic (8%/mo) |
|---|---|---|---|
| $500 | $713 (+42.6%) | $898 (+79.6%) | $1,259 (+151.8%) |
| $2,500 | $3,564 (+42.6%) | $4,489 (+79.6%) | $6,295 (+151.8%) |
| $10,000 | $14,258 (+42.6%) | $17,959 (+79.6%) | $25,182 (+151.8%) |
Core Principles
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Your Money Never Leaves Your Broker
We connect via your broker's official API to place trades. We never have access to withdraw, transfer, or hold your funds. Your money stays in your account at all times.
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No Borders, No Gatekeepers
Anyone with an internet connection and a supported broker account can participate. No nationality requirements, no minimum net worth, no accreditation needed.
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Full Transparency
Every signal, every trade, every result is logged and visible in your dashboard. The strategy is explained in full on the Strategy page. The backtest results are published openly. Nothing is hidden.
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You Stay in Control
Set your own risk level, choose which asset classes to trade, limit your open positions, and hit the kill switch at any time. The algorithm works for you — you don't work for it.
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Built for People Who Need It
Most trading tools cost $50-200/month and are designed for people who already have capital. Satis Omnibus starts free, with paid plans from $29/month, because it was built by someone on a low income, for people on a low income. The goal is not maximum profit extraction — there's enough for everyone.
The Bigger Picture
Satis Omnibus is not just a trading app. It's a proof of concept for a different economic model — one where income generation is decentralised, accessible, and not dependent on a single employer, government, or institution.
The vision extends beyond individual trading accounts. The same asset-agnostic engine architecture can power institutional platforms, strategic reserve management, and blockchain-based financial infrastructure. When individual adoption proves the model works at personal scale, it creates the foundation for institutional deployment that can fund social programs at national scale.
Both paths — top-down and bottom-up — reinforce each other. Every person who generates income through the algorithm proves the model. Every institutional adoption expands the infrastructure. The end state is the same: there's enough for everyone.
Read the full vision. The complete strategic proposal — honest, spot-only numbers, and a disciplined, Norway/Santiago-style approach to a sovereign saving vehicle owned by New Zealand and its people.
Download the Vision Proposal (PDF)Vision & discussion edition · not financial advice · figures verified against the live product.
"What is possible when courage, creativity, and collaboration converge."
This is not financial advice. All trading involves risk. The algorithm has a 41% win rate — that means 59% of trades lose. It makes money because winning trades are larger than losing ones. Never trade what you can't afford to lose. Past performance does not guarantee future results.