Every automated feature sits on one of three levels. We tell you which, and — for each one — the single thing that stays a human decision.
Trading
The part that touches your money most directly — so the disclosure is bluntest here.
Automated trade engine
Runs on its ownWhen you turn on auto-trading, the engine opens and closes spot positions on its own, within the risk limits you set (risk per trade, max open trades, total exposure). We won't soften this: it trades without asking you each time.
Your decision, always: whether it's on at all, your risk settings, and the one-tap kill switch that stops everything.
Stop-losses & trailing exits
Runs on its ownEvery position gets a structural stop-loss and a trailing exit, applied automatically by the strategy. This is a safety feature — it caps how much any single trade can lose.
Your decision, always: your risk level, and the kill switch.
Circuit breaker
Runs on its ownAfter a run of consecutive losses, auto-trading pauses itself. It won't restart on its own.
Your decision, always: whether and when to resume.
Signals & scanner
It drafts, you approveThe scanner finds and shows you signals with the reasoning behind each. If auto-trade is off, nothing is acted on — the signals are information for you.
Your decision, always: whether to act, or to let the engine act.
Backtest
You decideYou run it, on real historical data, with your own settings. It changes nothing live.
Your decision, always: everything — it's a research tool.
Your money & records (back office)
Bookkeeping and admin. These describe and draft — they never advise, and they never move money on their own.
Invoices
It drafts, you approveGenerates a branded invoice from your records. It never sends on its own.
Your decision, always: reviewing and sending it.
Income & expense tracking
It drafts, you approveRecords and categorises transactions for you. Categories and deductibility are suggestions, not decisions.
Your decision, always: confirming categories; your accountant makes the tax calls.
NZ tax estimates
It drafts, you approveProduces an estimate to hand to your accountant. It is an estimate, not tax advice, and it files nothing.
Your decision, always: what you file, with a qualified accountant.
XRPL treasury payments
It drafts, you approvePrepares a draft payment. You sign it yourself in your own Xaman wallet — the app never holds your keys or moves funds.
Your decision, always: signing (or not) in your own wallet.
Identity verification (AML/CDD)
You decideYou provide your identity documents when required. It's manual, encrypted, and kept separate from everything else.
Your decision, always: what you provide.
Assistance & alerts
Auroria — Signal Explainer & Knowledge Bot
It drafts, you approveExplains, in plain English, how the app and its signals work — education only. It will not tell you what to buy, sell, or do with your money.
Your decision, always: everything — it informs, it never advises.
Email alerts
Runs on its ownEmails you when a trade opens or closes, the circuit breaker trips, or there's a broker issue. Notifications only — they change nothing.
Your decision, always: whether they're on.
The one line that matters
Only the trading engine and its safety systems act without asking you each time — and even they only act inside the limits you set, and stop the instant you hit the kill switch. Everything else drafts and waits for you, or simply shows you. Nothing here gives you financial advice, and nothing moves your money without you.